If you’ve read the last chapter, you’ll know one thing for sure:
Calculating compensation for personal injuries is complicated.
If you’re trying to get an idea of how much your personal injury is worth, you’ll probably have seen personal injury claims calculators online.
The idea is simple. You describe your injuries, press a button, and out pops a value for your claim.
Here’s what you should bear in mind when using online personal injury claim calculators:
• Most of them only calculate general damages – special damages are often left out
• Compensation varies depending on where it is being claimed. If your claim is in Northern Ireland, but you’re using an English compensation calculator, the results won’t be accurate.
• Most calculators don’t ask you for anything like the level of detail needed to make an accurate estimate.
Personal injury calculators are interesting and a bit of fun, but you can’t rely on them for an exact calculation of how much you can claim for your personal injury
If you would still like to get some insight into how accident compensation is calculated, you can take a look at Lightlaw’s personal injury claim calculator for Northern Ireland
It is based on the Northern Ireland Guidelines For General Damages
book (updated in 2019), but instead of just producing a figure, it aims to help you understand how the compensation figures are actually arrived at.
If your case comes to court, the Northern Ireland Guidelines will be the book that the judge will use when they decide how much compensation you should be awarded.
(And remember, special damages will be added to the compensation figures in that book
Ok – so now we know what we can claim compensation for. The next question is who pays it?
Let’s answer that in the next section.