We saw in the last section that personal injury compensation payments are made up of two types of damages: special damages and general damages.
Special damages aren’t too difficult to quantify or put a value on, because you will have already paid for them in one way or another.
If you can produce the receipts, that’s usually enough.
But what about:
• the medical care you will need for the next year
• the months of pain
you endured as a result of your injury?
• what if you need medical care for the rest of your life
You can’t produce a receipt for those losses – but they are still important parts of your claim.
They’re often worth huge sums of money to you and your family.
These is what general damages
are for. General damages compensate you for losses that are harder to measure.
You can claim general damages for things like:
• your pain and suffering
• the cost of medical treatment you may need in the future
• being unable to carry out day-to-day tasks/hobbies
• loss of future earnings if you can’t work in the same job
• loss of pension rights if your career was interrupted
• loss of opportunity if your career prospects have been damaged
• future expenses for transport, housing, etc
The bad news about general damages is that the calculations are so complex, they would make your head spin.
The good news is that you don’t have to do them.
(You’ll find out who does the calculations in Chapter 3!)
All you have to remember is to keep receipts and records
If you do that, you’ll not be left out of pocket when come to make your accident claim