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How To Pay Your Personal Injury Claim Fees

Legal action of any kind can be very expensive, especially if your claim is not successful. 

So you should take the time to understand how personal injury claims are funded, to make sure that any financial risks you take are kept to an absolute minimum.

Disclaimer: This guide outlines general topics you should be thinking about if you want to make a personal injury claim. But it is not legal advice. If you need legal advice, you should contact a specialist personal injury claim solicitor for guidance on your specific circumstances.

How To Pay Your Personal Injury Claim Fees

Funding options for personal injury claims include: paying for it yourself, insurance cover, association memberships and legal aid. If you win your claim, the defendant will be responsible for your legal costs in most cases.  

Solicitors, barristers, doctors, accountants, engineers.

All of them play big roles in personal injury claims.

And none of them work for free!

As you can imagine, when you add up all the fees, personal injury claims get very expensive.

(To get a rough idea of solicitor and barrister fees, take a peek at the County Court scale costs).

So who foots the bill?

Well, here’s how it usually works:

  • if you win your claim, the defendant is responsible for your legal costs
  • if you lose your claim, you are responsible for both the defendant’s legal costs and your own

Yes – it’s high stakes.

If you win your case, that’s great. Your legal fees get covered and you pay nothing.

But if you lose, you could be on the hook for thousands of pounds of legal expenses.

There is a simple way to make sure you don’t get any nasty surprises when it comes to legal fees.

And that is making sure you get clear legal advice about the strength of your claim at the outset.

The stronger your claim is, the more likely the defendant will be responsible for paying your legal fees.

If you have a strong claim:

There’s a high chance that you will get some compensation, so the risk of having a huge costs bill at the end will be very small.

If you have a weak claim:

If there is a chance that you could lose the claim completely, you’ll have to proceed carefully. Being held responsible for costs is a real possibility.

Some people pay for personal injury claims out of their own pocket.

But there are other ways to pay for your claim if you can’t afford to do that.

The following can sometimes help with legal expenses:

  • house insurance policies
  • car insurance policies
  • memberships of organisations like the AA or the RAC
  • Trade Union memberships
  • legal expenses insurance policies
  • Legal Aid (if you meet the financial requirements)

So, what if none of these apply to you and you don’t have enough spare cash to pay for your claim yourself?

Is your claim going nowhere?

No – even if you’re not sure how to fund your claim, you should still meet with a solicitor to find out what your options are.

Although personal injury solicitors in Northern Ireland are not allowed to offer legal representation on a No Win No Fee basis, they may be able to come up with an alternative way of funding your case. 

Nearly all solicitors provide a free first consultation, so you won’t be left out of pocket.

Let them know your situation – you never know, they might be able to help.

The above article is part of our guide on how to make a personal injury claim in Northern Ireland.

If you are thinking about making a personal injury claim, you should get in touch with a Northern Ireland personal injury solicitor who will help you assess the strength of your case.

If you have any questions, you are very welcome to get in touch.

All the best,

The Team @ Lightlaw

Every effort is made to keep this guide up to date. Although it is not to be regarded as legal advice, we strive to make sure the information is helpful, accurate and practical. If you are a Northern Ireland personal injury solicitor and have spotted an inaccuracy, you can submit a suggested change.